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Tuesday, November 30, 2010

Tenant/Condo Insurance


As we know from the Erlton and Millrise fire tenants insurance is priceless! Most of the residents in those 2 complex's did not have insurance for their contents. The all had to start over from scratch with no personal property. Some of our policy's have been as low as $10 a month! The following are examples of quotes for a townhome complex in Deer Run Calgary:

  • For a 23 Year Old $50,000 worth of coverage would be $240.00 for the year.

  • For a 30 Year Old $50,000 worth of coverage would also be $240.00 for the year.

  • For a 23 Year Old $30,000 worth of coverage would be $210.00 for the year.

  • For a 30 Year Old $50,000 worth of coverage would be $240.00 for the year.


  • Also when you add your tenants policy onto your Auto Policy you are eligible for upto 15% in savings!

    Tuesday, November 9, 2010

    Electrical Inspections And Building Permits.

    Be aware of homes that do not pull permits or have not had proper inspections done during renovations or basement developments. Most insurance companies will not even touch the risk if there was no inspection done or permits pulled. I spoke with one of our major insurance companies and they said that they would not touch the risk until the inspections were complete. I then asked what would happen if the insured withheld the information about the inspections. The company said that they would investigate the situation and if found that no inspection was done then they would be able to deny the claim on the basis of Negligence. In order for the company to write a home in this situation they would need the home to get inspected and the proper documents stating that it was done correctly.

    Just be aware that it is crucial to get the proper permits done for insurance purposes! Make sure you are fully covered!

    Investing

    IN THE LAST 10 YEARS MAJOR STOCK MARKETS ARE EITHER EQUAL TO OR LOWER THAN THEIR YEAR 2000 LEVELS. A $25000 INVESTMENT IN THEM THEN WOULD BE WORTH MAYBE $25000 NOW.

    WE PROVIDE:
    RRSP ELIGIBLE INVESTMENTS THAT ARE CONSISTENTLY OUTPERFORMING THE BENCHMARKS.
    LOOKING FOR MONTHLY INCOME? WE HAVE INVESTMENTS THAT ARE PAYING UP TO 10% PER ANNUM ON A MONTHLY BASIS!

    WE PROVIDE:
    A PERSONALIZED APPROACH TO INVESTING, WITH A QUARTERLY REVIEW OF YOUR PLAN. DIFFERENT AREAS OF THE MARKET HEAT UP AND COOL OFF, AND WITH OUR PROPRIETARY SOFTWARE WE WANT TO OPTIMIZE YOUR RETURNS BY ROTATING YOUR INVESTMENTS AS THE MARKETS CHANGE. OUR GOAL IS TO CONTINUALLY OUTPERFORM THE MAJOR MARKETS TO MAXIMIZE YOUR RATE OF RETURN!

    Monday, November 8, 2010

    AWIN Mortgages

    AWIN Mortgages: "A-Win Mortgage is now up and running! We have our own personal Mortgage specialist here at AWIN that will shop the market to find the best rates for our clients! Right now our 5 year fixed rate is only 3.54%. Is it time for a renewal? Don't just sign the banks papers and use their rates! Let us help you find the best rate available!"